What is the CCU?
The Communal Co-operative Credit Union has been in existence since 1964. It is a nonprofit organization established for providing a safe place for its members to save money and access loans as reasonable rates.

The members are the owners of the Credit Union, each member as an owner has all the rights and privileges regardless of his/her share holdings. With the continued growth of the Communal, we have over the last number of years established branches at Carriacou, Gouyave in St. John’s, Perdmontemps in St. David’s and The Esplanade Mall, down town St. George's. Our head office is located at 414 H.A. Blaize Street, St. George’s.

Organisation
Consist of The Board of Directors, Supervisory Committee and Credit Committee elected by members at the at the Annual General Meeting.
Each member has one (1) vote irrespective of the number of shares he or she owns.
The Board of Directors guided by the Cooperative Societies Act and its own Bye-laws establishes policies and guidelines for the proper functioning of the Credit Union. The functions of the Supervisory and Credit Committees are outlined in the Bye-laws.
The day to day operations are carried out by a General Manager, with the assistance of a competent staff.

How To Become A Member
1. Complete a Membership Application.
2. Pay a registration fee of $20.00.
3. Purchase at least Forty (40) shares at five dollars ($5.00) each.